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Ukrainian citizens and businesses increase government bond investment

by Roman Cheplyk
Monday, June 29, 2026
1 MIN
Ukrainian citizens and businesses increase government bond investment

Retail holdings reached a historic high as domestic borrowing remains a major source of budget financing

Demand for Ukrainian domestic government bonds continues to grow among citizens and companies. In April 2026, corporate holdings were 28.5 percent higher than a year earlier, while individual investment increased by more than 61 percent.

Citizens now hold more than 137.2 billion hryvnias in government securities, a historic maximum. Corporate investors hold over 221.7 billion hryvnias. The growth expands the investor base beyond banks and the central bank.

A larger domestic financing market

In April, twelve auctions attracted 17.3 billion hryvnias equivalent for the state budget. A separate switch auction exchanged near-maturity securities for bonds due in 2029, reducing short-term repayment pressure.

Commercial banks still hold the largest share of outstanding bonds, followed by the National Bank. Companies, individuals, insurers, non-residents and municipalities account for the remainder. Bonds are available through banks, brokers and the Diia application.

The market has become the second-largest source of budget financing after external borrowing. Rising retail participation gives citizens an investment instrument while increasing the state’s access to domestic capital.

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