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Budget Under the Microscope: Sources of Financing and State Expenditures in Ukraine 2025

by Roman Cheplyk
Wednesday, September 3, 2025
3 MIN
Budget Under the Microscope: Sources of Financing and State Expenditures in Ukraine 2025

Ukraine faces a record budget deficit of ₴1.6 trillion (19% of GDP) in 2025. Defense and social spending dominate expenditures, while the government seeks a balance between borrowing, grants, and tax measures to maintain financial stability

What Is a Budget Deficit and Why Does It Arise?

A budget deficit occurs when government spending exceeds revenues over a given period. It is usually expressed as a share of GDP:

  • 2–3% of GDP → considered moderate and acceptable in times of recession.

  • 5–7%+ of GDP → signals financial risks.

Economists also assess the primary balance (budget without debt interest payments). A negative primary balance indicates the state must borrow for everyday expenses, not just debt service — increasing long-term vulnerability.

Deficits may be:

  • Cyclical – caused by economic downturns.

  • Structural – chronic excess of spending over income, regardless of economic conditions.


Methods of Financing the Budget Deficit

Ukraine, like other countries, uses several tools:

  • Domestic borrowing – placement of government bonds on the local market (banks, investors, population).

  • External borrowing – loans and bonds with support from the IMF, World Bank, EU and governments.

  • Grants and international aid – non-repayable funds, a key source for Ukraine during wartime.

  • Monetary financing – direct financing from the central bank (short-term relief but inflationary risk).

  • One-off sources – privatization, asset sales, use of reserves.

The most sustainable solution remains reducing the deficit via reforms, tax compliance, and optimized expenditures.


Risks of Deficit Financing

  • Debt spiral → growing interest payments crowd out spending on healthcare, education, infrastructure.

  • Crowding-out effect → domestic borrowing reduces capital available for private business.

  • Currency risks → foreign loans become costlier when the hryvnia devalues.

  • Inflation → monetary financing undermines trust in the currency.

  • Dependency on donors → grants can fluctuate based on political will.


Ukraine’s 2025 Budget Deficit

The 2025 draft budget sets the deficit at ₴1.6 trillion (~19% of GDP), the highest in modern history.

  • Defense & security: ₴1+ trillion, the largest expenditure.

  • Social programs: second largest expenditure category.

Financing Strategy:

  • External borrowing → ₴1.7 trillion.

  • Domestic bonds → ₴579 billion.

  • International grants & programs → including up to $25.8 billion via the ERA mechanism (₴3 billion as grants).

Debt levels may surpass 100% of GDP, creating a heavy long-term burden.


Tax and Fiscal Measures to Boost Revenues

To stabilize the budget, the government introduced several changes:

  • Raised military levy on individuals.

  • Adjusted taxation rules for entrepreneurs (including simplified system).

  • Temporary tax increases for banks, which profit from government bonds.

These measures add tens of billions of hryvnias annually.

Pros:

  • Fast increase in revenues.

  • Ensures stable defense financing.

Cons:

  • Reduces household incomes.

  • Puts pressure on SMEs.

  • Risks slowing economic recovery if prolonged.


Key Takeaways

  • Ukraine’s record deficit reflects war-driven defense and social spending.

  • Financing relies on a mix of foreign borrowing, grants, and domestic bonds.

  • Fiscal reforms strengthen revenues but create pressure on households and business.

  • Long-term sustainability depends on reducing the structural deficit, attracting grants, and balancing debt obligations.


Conclusion: Ukraine’s 2025 budget demonstrates the challenges of financing war and recovery simultaneously. With debt exceeding 100% of GDP, careful deficit management, international support, and balanced tax policy are crucial to prevent a financial crisis while maintaining defense and social commitments.

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