Ukraine’s state institutions have approved updates to the roadmap for implementing the National Strategy for Financial Literacy Development until 2030. The revised document reflects modern challenges, international practices, and the evolving educational needs of key population groups — from schoolchildren to entrepreneurs.
The goal is to raise financial awareness across society, ensuring that Ukrainians are better equipped to manage personal finances, make informed economic decisions, and contribute to a resilient, transparent financial system.
Who Is Behind the Update
The strategy was jointly updated by:
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National Bank of Ukraine (NBU)
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Ministry of Education and Science
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Deposit Guarantee Fund for Individuals
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National Securities and Stock Market Commission (NSSMC)
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Ministry of Economy, Environment and Agriculture
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Ministry of Digital Transformation
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Office for the Development of Entrepreneurship and Export
This broad inter-agency cooperation ensures alignment between financial, educational, and digital policy — key pillars of Ukraine’s integration with the European Union.
What Has Changed in the Strategy
The revised version introduces new timelines, priorities, and expanded educational initiatives:
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Adjusted implementation deadlines: Nearly one-third of activities have new timelines, due to resource reallocations caused by the war and reduced funding for educational projects.
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Revised scope of work: Several measures were expanded to reach more citizens, particularly entrepreneurs and youth, with practical financial education tools.
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Updated list of responsible institutions: Roles and coordination mechanisms have been clarified to ensure accountability and efficiency.
The emphasis has shifted toward Strategic Goal No. 1 — “Quality Basic Financial Education,” which now holds top priority in the program.
New Initiatives for Students and Youth
To cultivate early financial awareness, two new educational events have been added:
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National Selection of the European Money Quiz — for students aged 13–15, promoting basic financial literacy through interactive learning and competition.
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Business Ideas Competition for 9th Graders — integrated into the “Entrepreneurship and Financial Literacy” school course, aimed at developing entrepreneurial thinking and practical finance skills.
These programs are designed to make financial education more interactive, engaging, and relevant to modern realities.
Focus on Entrepreneurs and Financial Inclusion
The updated strategy also expands initiatives targeting small and medium-sized business owners, helping them strengthen financial management, accounting, and investment decision-making.
This includes digital tools, training programs, and partnerships with business associations, fostering greater participation in the formal economy and improving access to financing.
Integration with Broader Financial Sector Reforms
The financial literacy strategy complements the recently updated Strategy for the Development of Ukraine’s Financial Sector, which defines the country’s long-term priorities for:
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Maintaining macroeconomic stability,
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Attracting foreign and domestic investment,
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Expanding financial inclusion, and
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Integrating Ukraine into the EU financial and regulatory framework.
Together, these reforms create a unified national approach to economic education, financial security, and sustainable growth.
Outlook
By modernizing financial education and ensuring collaboration among state institutions, Ukraine aims to build a financially competent society ready for post-war reconstruction and European integration.
The updated strategy emphasizes lifelong learning, digital inclusion, and practical application of financial knowledge, helping every citizen — from students to business owners — confidently navigate the financial challenges of the future.
